:root{color-scheme:light;font-family:Segoe UI,Inter,sans-serif;--bg: #f2ede4;--paper: rgba(255, 252, 247, .86);--text: #1f1a17;--muted: #6b625b;--accent: #0f5f53;--accent-soft: #dbece8;--danger: #a84334;--danger-soft: #f6ddd8;--shadow: 0 24px 60px rgba(43, 31, 20, .12);background:radial-gradient(circle at top left,rgba(15,95,83,.18),transparent 30%),linear-gradient(135deg,#f8f2e8,#efe6d5)}*{box-sizing:border-box}body{margin:0;color:var(--text);min-height:100vh}a{color:inherit;text-decoration:none}button,input{font:inherit}.shell{min-height:100vh}.hero{padding:48px 24px 24px}.hero__content,.layout{width:min(1100px,calc(100% - 32px));margin:0 auto}.hero__content h1{margin:12px 0;font-size:clamp(2.5rem,6vw,4.75rem);line-height:.95;max-width:10ch}.eyebrow{text-transform:uppercase;letter-spacing:.18em;font-size:.8rem;color:var(--accent)}.lede{max-width:60ch;color:var(--muted);font-size:1.05rem}.hero__nav{display:flex;flex-wrap:wrap;gap:12px;margin-top:24px}.hero__nav a,button{border:none;border-radius:999px;background:var(--text);color:#fff;padding:12px 18px;box-shadow:var(--shadow);cursor:pointer}.hero__nav a:nth-child(2n){background:var(--accent)}.layout{padding:8px 0 48px}.layout--direct-payment{min-height:100vh;display:grid;place-items:center;width:min(560px,calc(100% - 32px));padding:24px 0}.panel{background:var(--paper);-webkit-backdrop-filter:blur(18px);backdrop-filter:blur(18px);border-radius:28px;padding:24px;box-shadow:var(--shadow)}.payment-panel{display:grid;gap:20px}.payment-panel--compact{width:100%;max-width:520px}.payment-panel__header{display:flex;align-items:start;justify-content:space-between;gap:16px}.payment-badge{margin:0;padding:10px 14px;border-radius:999px;background:var(--accent-soft);font-weight:600}.cards,.stats-grid{display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}.card,.stats-grid article{background:#fff;border-radius:22px;padding:18px;box-shadow:inset 0 0 0 1px #1f1a170f}.card__top{display:flex;align-items:start;justify-content:space-between;gap:12px}.badge{padding:8px 12px;border-radius:999px;text-transform:uppercase;font-size:.72rem;letter-spacing:.12em}.badge--debt{background:var(--danger-soft);color:var(--danger)}.badge--credit{background:var(--accent-soft);color:var(--accent)}.badge--zero{background:#ece9e6;color:#5d534d}.metrics{display:grid;gap:10px;grid-template-columns:repeat(auto-fit,minmax(120px,1fr))}.metrics div{background:#f8f6f2;border-radius:16px;padding:12px}.metrics dt,.muted,.stats-grid span{color:var(--muted)}.form-grid{display:grid;gap:12px;grid-template-columns:1fr;max-width:540px}.payment-form-grid{max-width:none;grid-template-columns:minmax(0,1.3fr) minmax(160px,220px) auto;align-items:center}.payment-checkout{display:grid;gap:18px}.payment-summary{display:grid;gap:4px;padding:18px 20px;border-radius:22px;background:linear-gradient(135deg,#f0d09147,#d2e3ff6b)}.payment-summary__label,.payment-summary__meta{margin:0;color:var(--muted)}.payment-summary__amount{margin:0;font-size:clamp(1.8rem,4vw,3rem);line-height:1}.payment-desktop,.payment-mobile{display:grid;gap:16px}.payment-actions{display:flex;flex-wrap:wrap;gap:12px}.payment-action{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;background:#1f1a1714;color:var(--text);padding:12px 18px;text-decoration:none;min-height:48px}.payment-action--primary{background:var(--text);color:#fff}.payment-action--ghost{background:transparent;border:1px solid rgba(31,26,23,.14);color:var(--text);box-shadow:none}.payment-widget-wrap{overflow:hidden;border-radius:24px;background:#ffffffe6;min-height:640px;box-shadow:inset 0 0 0 1px #1f1a170f}.payment-widget{width:100%;min-height:640px;border:0;background:#fff}.payment-compact{display:grid;gap:14px}.payment-compact__eyebrow,.payment-compact__period,.payment-compact__label{margin:0;color:var(--muted)}.payment-compact__amount{font-size:1.3rem;text-align:center;padding:18px 20px}.payment-actions--compact{display:grid;grid-template-columns:1fr 1fr;gap:12px}.payment-compact__status{margin:0}input{border:1px solid rgba(31,26,23,.12);background:#fff;border-radius:16px;padding:14px 16px}.status{margin-top:16px;padding:16px;border-radius:16px;background:var(--accent-soft)}@media(max-width:720px){.hero{padding-top:32px}.panel{padding:18px;border-radius:22px}.payment-panel__header{display:grid}.payment-form-grid{grid-template-columns:1fr}.payment-widget-wrap,.payment-widget{min-height:560px}.payment-actions--compact{grid-template-columns:1fr}}